Privacy Policy

Privacy Notice

Please read this information carefully and print a copy and/or retain this information for future reference.

This Privacy Policy has been crafted to elucidate the data collection procedures, utilization methods, and our commitment to adhering to both local and international regulations for the benefit of our website users and clients.

The terms “we,” “our,” and “us” referenced in this Privacy page pertain to MelsHealthyLiving, more commonly recognized as MelsHealthyLiving. To access our company’s contact details, kindly refer to this Contact.

By submitting your information on our website, you acknowledge that you have received and reviewed this E-Consent Policy.

MelsHealthyLiving’s Position on Data Collection, Processing, and Protection

In all matters related to data collection and safeguarding, we diligently implement and uphold contemporary best practices. We have adopted practices wherever feasible to ensure cross-border compliance. The information contained within this privacy policy aligns with or exceeds the following widely accepted data principles:

  • Fair and Legal Processing of Personal Data: We refrain from collecting or processing any data unless it is contractually mandated or essential as per our partnerships.
  • Specific and Lawful Data Purpose: MelsHealthyLiving exclusively collects and processes data when it serves a necessary purpose.
  • Relevance of Personal Data: We collect only the information essential for our purposes, responding promptly to client requests.
  • Data Accuracy: All data gathered by MelsHealthyLiving is maintained with precision, with updates made promptly.
  • Data Retention: Personal data is retained only for as long as it serves a legitimate purpose or is legally required.
  • Compliance with Law: All activities strictly adhere to local regulations and international standards such as GDPR.
  • Data Security Measures: Robust IT solutions and standard operating procedures are employed to limit access to authorized individuals.
  • Limited Data Sharing: Data is shared only when contractually or legally required and is never sold.

Types of Data Being Collected

MelsHealthyLiving is obligated by contract to collect and retain specific personal data from potential and existing clients. This data is essential to provide quotes, process applications, underwrite, and enable services. The personal data collected may include:

  • First and last name
  • Street address, including city, state, and zip code
  • Email addresses
  • Telephone numbers
  • Date of birth
  • Gender
  • Housing, education, and marital status
  • Other user-provided information
  • IP address, device information, and user agent

Data Collection from Children

MelsHealthyLiving adheres to a strict policy of not knowingly requesting nonpublic personally identifiable information from individuals under the age of 13, in accordance with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA).

Users are required to provide their date of birth during registration, and individuals under the age of 18 may not register as members.

Data Collection Personnel at MelsHealthyLiving

Only officially employed MelsHealthyLiving staff members are authorized to gather, handle, maintain, and utilize users’ personal data. This may include staff from sales, renewals, claims, administration, accounting, marketing, client support, or leadership teams.

Data Collection Methods

  • Forms on our website
  • Email communication
  • Application forms and written documents
  • Telephone and in-person communication
  • Text messages
  • Online marketing forms
  • Cookies
  • Google Analytics and remarketing

Users may opt out of Google Analytics advertising by visiting the Ads Preferences Manager or using the Google Analytics Opt-out Browser Add-on.

Consent to Data Collection

By using this website, you voluntarily consent to the collection and usage of your personal data. Consent is optional and data is collected only when legally required, contractually mandated, or for marketing purposes.

Users may refuse to provide data or request access or deletion at any time; however, refusal to provide required data may limit available services.

Purpose of Data Collection

  • Enhancing user experience
  • Sending newsletters and enabling participation in surveys or forums
  • Verifying transactions
  • Creating aggregate demographic and traffic reports
  • Complying with laws and ensuring public safety

Use of Collected Data

Collected data is used to facilitate sales, underwriting, payments, administration, renewals, and related marketing activities with explicit consent. Users may opt out at any time.

Data Sharing

Email addresses and phone numbers are used solely for site-related purposes and are not shared for marketing. Text message opt-in data and consent are never shared with third parties.

Third-Party Access

Trusted service providers may access information for service facilitation, analytics, or legal obligations. Personal information is never shared for marketing without consent.

Security

Secure data networks protected by firewalls and password protection systems are used. Access is restricted to authorized personnel only.

Consent to SMS, Text & Push Notifications

By providing your contact information, you agree to receive communications via phone, email, or text message unless you opt out. Communications continue only with your consent.

Opt-Out Policy

  • Opt out of registration or newsletters
  • Opt out of surveys, polls, or interactive areas

Opt-out requests are processed within ten (10) days and added to our Do-Not-Contact registry.

Do-Not-Call Registry

Consumers may register with the National Do Not Call Registry. However, companies may contact consumers with whom they have an established business relationship under legally permitted timeframes.

Cookies

Cookies are used to analyze usage and improve functionality. Users may disable cookies through browser settings.

California Privacy Rights

California residents may request information disclosure or opt out of data sharing in accordance with applicable laws.

California “Do Not Track” Law

This website does not honor Do Not Track signals, except as described in connection with Google Analytics.

Changes to This Policy

Any changes to this Privacy Policy will be posted on this page.

Your Consent

By using this site, you consent to the collection and use of information as described.

No mobile information will be shared or sold to third parties or affiliates for marketing or promotional purposes.